DSCR (Debt Service Coverage Ratio) Loans provide mortgage brokers with a valuable solution for real estate investors looking to qualify based on rental income rather than personal income or tax returns.

These loans evaluate a property’s cash flow to determine eligibility, making them ideal for borrowers who may not meet traditional income documentation requirements but have strong investment properties.

By offering DSCR Loans, brokers can attract more investor clients, close loans faster, and expand their business in the growing real estate investment market.

With flexible guidelines, competitive rates, and no personal income verification, DSCR Loans empower brokers to help investors scale their portfolios efficiently while increasing their own loan volume and commissions.

Program Features

• No Ratio Available
• Minimum 660 FICO score
• Up to 80% LTV
• No Tradeline Requirement
• 30 Day Bank Statement
• 3 Months PITI Reserve
• Short Term Rental – OK
• Appraisal Transfers Accepted*