Min. FICO 640 | Max LTV 80%
ITIN (Individual Taxpayer Identification Number) Loans provide mortgage brokers with a valuable opportunity to serve non-U.S. citizens who may not have a Social Security number but are financially stable and looking to buy a home.

These loans allow borrowers with an ITIN to qualify using alternative documentation, making homeownership accessible to a wider audience, including self-employed individuals and those with strong financials but limited traditional credit history.

By offering ITIN Loans, brokers can expand their market, close more deals, and help underserved communities achieve their homeownership goals. With flexible guidelines and competitive terms, ITIN Loans empower brokers to grow their business while making a meaningful impact on the lives of their borrowers.

Program Features

• LTVs up to 80%
• Full Doc/1099/P&L/WVOE/Bank Statements
• Primary/Second Home/Investment
• Loan Amounts up to $2M
• No Credit Score OK
• Max DTI 49%
• First Time Home Buyers OK
• Loan Amount up to $2.0M
• Fico Scores as low as 640
• Alternate Tradelines Allowed

Why choose our ITIN?

• Primary residence, Second Home & investment allowed
• First Time Homebuyer allowed