No credit reference letters required.

Have clients that are non-citizen clients interested in buying a second home or a property for business purposes? Our Foreign Nationals Loan Programs are tailored for purchasing second homes, vacation properties, and investment real estate for individuals without U.S. citizenship.

Second Home and Investment Available

Purchase Rate/Term

• Max LTV 75%
• Min FICO Not Required
• Max DTI 50%
• Max Loan $3 Million

Cash-Out

• Max LTV 70%
• Min FICO Not Required
• Max DTI 50%
• Unlimited ≤60%;
  $500K max >60%

Business Purpose – DSCR

Purchase Rate/Term

• Max LTV 75%
• Min FICO Not Required
• Min DSCR 1.0
• Max Loan $2 Million

Cash-Out

• Max LTV 70%
• Min FICO Not Required
• Min DSCR 1.0
• Unlimited ≤60%;
  $500K max >60%